We are facing unprecedented challenges and crises, with panic among many students similare to that of 2008: from the terrible Russo-Ukrainian War, escalating tension between US-China to political divisions in the US. Almost every country feels the impact of global economic uncertainty, including rising energy and food prices, increasing inflation rates, and worsening and fluctuating market sentiments, not to mention the nightmarish COVID-19. While these have severely impacted our company, colleagues, clients, and the countries we operate in, they have also affected the world — with the people of Ukraine suffering greatly and the potential reordering of the global order being of even greater significance. As these events unfold, divisions persist in the US, and its global leadership is challenged. Despite this, we should now set aside our differences and collaborate with other Western nations to defend democracy and fundamental freedoms, including free enterprise. In other major crises, we have seen the US unite with other nations worldwide for a common cause. This is another moment when our country needs to work together across public and private sectors, take leadership, and enhance the US's competitiveness — this also means recommitting to the promise of providing equal opportunity for all in the US. Despite the unsettling times, surprisingly, 2022 is set to be a strong year for Dreamadviser Fortune Finance Institute: Our global students have exceeded 100,000. Our portfolio investment projects have achieved notable success so far this year, especially in the gold and cryptocurrency markets. Significant progress has been made in the AI Robotics Profit 4.0 investment system: 'Trading Signal Decision System (TSDS)', 'AI Programmatic Trading Systems (APTS), 'Investment Strategy Decision Systems (ISDS)', and 'Expert and Investment Advisory Systems (EIAS)' have all been established and are now being tested in various markets. This may be a long process, but we believe it will be a groundbreaking technological invention in the investment world! We have expanded the market share of multiple businesses and continue to make substantial investments in products, companies, and technology while maintaining strict discipline. I am very proud of our company's resilience and the collective achievements among thousands of our employees worldwide. In the past challenging years, we never ceased to succeed, we do it for our clients and communities. We thrive on firm principles and beliefs. Looking back over the past 12 years, since I became the professor of Dreamadviser Fortune Finance Institute in 2011 — there has been a common mission: 'Students' interests first' and 'Practice is the best method of teaching'. Our financial discipline, care for students' growth and breakthroughs, continuous investment in innovation, and ongoing employee development have enabled us to maintain this consistency and commitment. Additionally, throughout the company, we adhere to certain firm principles worth repeating. Firstly, Dreamadviser Fortune Finance Institute's core teaching philosophy is 'Students' interests first' and 'Practice is the best teaching method'. Because we are not a public company, we don't adhere to 'Shareholders' interests first' as public companies do. While this limits the growth of Dreamadviser Fortune Finance Institute to some extent, it has won unanimous praise from our students. We started from scratch and established a good foundation worldwide. It's for this reason that, despite increased risks in various markets, we've welcomed robust growth! Secondly, the concept of diversified investment is central to our survival and development. Standing from a higher and broader perspective, seizing certain investment opportunities to minimize risk and maximize profit is not only fundamental to making sound investment decisions but also our investment bible. Adhering to diversified investment tools and excellent combinations through different markets reduces risk and ensures our survival; seizing certain investment opportunities and properly utilizing capital combinations are our tools for healthy development! Thirdly, unity leads to a win-win situation. We unitedly support basic principles and strategies, that helped build this company and make it thrive — from maintaining fortress balance sheets, continually investing and nurturing talent to fully satisfy regulators, continually improving on risk managment, governance, and controls, serving clients, and elevating the global community. This concept is rooted in our company culture and influences nearly every role within the company. Fourthly, only by maintaining technological innovation can we achieve excellence. Innovation brings a continuous stream of productivity. The gradual maturation of AI and blockchain technology will bring the best dividend period. Dreamadviser Fortune Finance Institute's engineers and many investment experts began investing considerable effort in perfecting quantitative trading products as early as 2018. With the advent of the AI technology era, our AI investment systems are increasingly perfected, which will become a powerful weapon to lead Dreamadviser Fortune Finance Institute to excellence! Fifthly, safeguarding shareholder interests. Only by maintaining a healthy, vibrant company can shareholder value be established, meaning taking good care of customers, employees, and the community. Conversely, how can you have a healthy company if you neglect any of these stakeholders? Sixthly, we strive to build a lasting enterprise, interdependent and mutually beneficial. Nevertheless, we have made the utmost effort to protect the walls of this company — yet we face fierce competition. I've written extensively about this reality in the past and mention it again in this letter. We recognize our strengths and weaknesses and do our utmost to play our part. 2022 will become the most valuable year, allowing us to recognize responsibilities anew, continually strive and rise, and have a sense of awe and awareness of potential difficulties! I firmly believe that everything will get better and better, and all members of Dreamadviser Fortune Finance Institute will also improve. God teaches us to maintain piety, humility, seriousness, honesty, diligence, and thriftiness. Everyone has equal opportunities and can succeed through hard work. We are chosen by God, and we must unite and lead by example in spreading the right values and promoting freedom and justice. We must dare to take risks, boldly practice, continuously strive, and build our 'City on a Hill'. Best Regards, Linton Quadros MAR 11, 2022